Home Loan Comparison

Compare home loan and home financing options from Pakistan's leading banks. Find the perfect financing solution for your dream home with transparent rates, flexible terms, and comprehensive coverage.

đź’ˇ Tip: Select multiple banks to compare their offerings side-by-side

Comparing 3 Banks

Review eligibility, rates, and features to make an informed decision

Bank Alfalah

Home Loan

Conventional

Eligibility Criteria

Who Can Apply:

Salaried & Self-employed Pakistani nationals

Salaried

PKR 75,000

Self-Employed

PKR 150,000

Age Requirement:

25-60 years (salaried), up to 65-70 (self-employed)

Financing Details

Loan Amount Range:

No fixed maximum

Property Value Coverage:

Up to 80% of property value

đź’ˇ Loan amount depends on repayment capacity

Tenure & Interest Rates

Repayment Period:

3 to 25 years

Rate Structure:

Floating Interest Rate

Rate Details:

1-year KIBOR + ~3% (salaried) or +4% (self-employed)

ℹ️ Flexible tenure options for purchase, construction, and renovation

Meezan Bank

Easy Home

Islamic

Eligibility Criteria

Who Can Apply:

Salaried, professionals, and self-employed individuals

Salaried

PKR 50,000

Self-Employed

PKR 100,000

Age Requirement:

25-60/65 years at maturity

Financing Details

Loan Amount Range:

PKR 1 million to PKR 100 million

Property Value Coverage:

Up to 70-75% of property value

đź’ˇ Financing percentage depends on applicant profile

Tenure & Interest Rates

Repayment Period:

3 to 25 years

Rate Structure:

Shariah-Compliant Profit Rate

Rate Details:

Benchmarked to KIBOR and revised periodically

ℹ️ Flexible tenure under Diminishing Musharakah model

Habib Bank Limited (HBL)

Ghar Finance

Conventional

Eligibility Criteria

Who Can Apply:

Salaried & Self-employed Pakistanis

Salaried

Stable income required

Self-Employed

Stable income required

Age Requirement:

25-60 years (salaried), up to 65 (self-employed)

Financing Details

Loan Amount Range:

PKR 2 million to PKR 50 million

Property Value Coverage:

Up to 70% of property value

đź’ˇ Financing for purchase, construction, or renovation

Tenure & Interest Rates

Repayment Period:

3 to 25 years

Rate Structure:

Floating Interest Rate

Rate Details:

Linked to KIBOR; limited fixed-rate options may be available

ℹ️ Flexible repayment options available